PART II: HAVING YOUR NO CLAIMS BONUS CERTIFICATE TRANSLATED
When you terminate your policy with your foreign car insurance provider, you will receive a document stating your No Claims Bonus or Bonus Malus Coefficient.
What is a No Claims Bonus?
Insure Your Motor.com, defines a No Claims Bonus as:
'a reward given to drivers who have not made a claim on their motor insurance during their policy period, which is usually for one year. This no claims bonus is then translated into a saving on the following year’s premium as a reward for not making a claim. Each year that the driver does not make a claim they are rewarded with another year's no claims bonus which, when added up, can relate to substantial savings when taking out yearly motor insurance premiums. Most companies recognise a maximum of five years no claims bonus.'
Source: www.insureyourmotor.com
This document is often a complex table, detailing all aspects of your policy for each year of your insurance. Not only is this information not all relevant, but the complexity of recreating the formatting for the translation can also be time consuming.
What information you will need to provide:
We suggest that you request a letter, on company headed paper, stating the following:
* The exact start and cease dates of the policy
* Any claims
* No Claims Discount which must be stated in years and not as a percentage.
* The type of vehicle
Please check with your prospective UK insurance company as to what information regarding your insurance history is required.
If your previous insurance company are unable to provide the above information in English, you will require a certified translation. This is an official translation which includes a declaration listing the translator’s qualifications and stating that a true translation has been provided. The certified translation is then stamped, signed and embossed.
Getting a certified translation:
In order to provide you with a quote for a certified translation, you will need to send us a copy of your No Claims Bonus certificate or the letter detailing your insurance history.
You can upload a scan of your certificate here.
We also have a guide to help you prepare your document.
Once we have received a copy of your document, we will normally be able to provide you with a quote the same day, detailing our payment methods. To get an idea of the cost for a certified translation, click here.
Once we receive payment, we will be able to provide you with a PDF copy of the translation for your approval. We aim to issue certified translations the same day as we receive approval.
We are normally able to issue certified translations within 3-4 working days of receipt of payment, however, we do our best to accommodate urgent deadlines. The tips below will ensure the translation process runs as smoothly and as quickly as possible:
* Contact your UK insurance company to find out what information they require.
* Ask your foreign insurance company to produce a letter stating the necessary information. This will ensure that only the necessary information is translated, thus speeding up the translation process.
* Use our feedback form to upload a scan of your document. In order to provide you with a quote we need to see a copy of the document as our charge is based on the number or words, language and complexity.
* Check your emails regularly. We will email you details on how to pay so we can proceed with the translation and we will also email you a PDF of the translation for your approval.
* If necessary, provide the contact insurance company contact details. If your UK insurance company requires the information urgently, we can email or fax the certified translation directly to them. In order to do this you will need to provide the name of the policy holder, the policy number, the name of your contact and the relevant email address or fax number.
Don’t forget that as well as insurance, you will also need to tax your vehicle.